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How to Go About Planning for Your Retirement

Retirement Planning consists of two phases: pre-retirement planning and post-retirement planning. The goal is to achieve financial independence post-retirement, that’s why you need to make sure that in your pre-retirement stage you put plans in place that when you do retire you don’t have any car debt, a mortgage bond, credit card debt, etc, just the normal day-to-day expenses like food, water & electricity, medical aid, the basic necessities,” said Natassja Mnyupe, Wealth Manager at Capricorn Asset Management (CAM). 

Mnyupe said retirement planning is holistic and does not solely focus on the monetary aspects, adding that this should be the time for you to pursue your hobbies, travel, and any other passions you may not have been able to pursue while you were working. 

In today’s episode of the Future Invest Show Natassja Mnyupe, Wealth Manager at Capricorn Asset Management (CAM) talks about investment related issues that is of concern to most of us.

Mnyupe answers questions on:

– Retirement planning, options and savings,
– Pension and Provident Funds,
– Official retirement age,
– When to start planning for retirement,
– And how to go about planning for your retirement.


-Article and Interview by Maggie Forcelledo